I like my cheap looking steelies for a base model truck. On my 24 STX, got some Bronco Black Diamond take-offs for $600 (set of 5), including General Grabber A/TX 265/70R17. And they only had about 5k miles on em.
Wheel width/offset of the steelies I believe is the exact same as the stock wheels from the XL. These Bronco take-offs included LT265/70R17 (General Grabber ATX). The same tire setup from the previous gen Ranger Tremor. They have been awesome on and off road so far.