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  1. Interest Rates ?

    They aren’t going to show you the actual approval from the banks or the markup just like they don’t show you the actually profit in the truck based on the price they sold it to you for, you are just going to see the disclosed rate on the contract. For instance if ford works the same way as the...
  2. Interest Rates ?

    Generally speaking the “buy rate” from the bank are marked up by the dealer, most often at least 1% but depending on the dealership or salesperson the markup can be more substantial, this is known as finance reserve or backend profit and is how most finance managers (the guys you sign...
  3. Interest Rates ?

    No one can predict future interest rates especially with everything going on in regards to inflation and federal rate cuts. most manufacturer owned banks (ford credit) release their monthly rates at the beginning of each month and generally, credit approvals are only good for thirty days. This...
  4. Interest Rates ?

    lol, ok. I set up 10-20 of my own auto loans per month and see rates for every customer in the store which is probably another 80-100 deals per month. 5-6% very hard to come by when it comes to current rates and most of the loans I’m seeing are for people with excellent credit. Unless Ford is...
  5. Interest Rates ?

    The conversation isn’t about who should or shouldn’t be buying a car right now it’s about putting more money down or not when rates are high. My assumption is that if rates were 1.99 you wouldn’t be putting 10k cash down because that money would make you more elsewhere and the cost to borrow the...
  6. Interest Rates ?

    The asset is going to depreciate regardless, hard to see your point unless you are trying to say it’s better to pay an extra 10k in interest for that depreciating asset by not putting cash down. Also there is no indication that we are anywhere close to seeing a reduction in interes rates that...
  7. Interest Rates ?

    If buying a car during the current rate situation is a given the the best thing you can do with your money is to put it down on the car loan to offset financing money at 7%. Your money will not make you more in any investment account then it will by offsetting 7% on the money you will be...
  8. Grey painted wheel lip molding on Lariat

    I did a little more research looking at different specs on YouTube and It seems like if you get the chrome package the moldings are body colored so I would assume the grey is what you get with the sport appearance package, hoping this is the case.
  9. Grey painted wheel lip molding on Lariat

    Is this standard or do you choose between grey painted or body color? Really want grey but don’t see it in my build sheet
  10. 2024 Ford Ranger Lariat available at dealer

    I love Plymouth New Hampshire, go to newfound lake every year from New Jersey
  11. Secured An Available Stock Order!

    why would you apply for financing now when there is a very likely chance the car wont be released in the next 30 days?
  12. 2024 Ford Ranger Lariat available at dealer

    It works the same way everywhere, I work for Mercedes, all of our cars at Baltimore port or on a ship from Europe show as in stock at dealership.
  13. Newest B&O sound system quality

    I was curious as well since I don't see how I'm going to fit a real subwoofer inside of this thing. I was looking at reviews from people who had Mavericks with it and the reviews were average. Maybe its a slightly nicer system in the ranger but something tells me I will want to upgrade.
  14. Lariat interior question

    Of course right after I said this I come across a black on from the Philippines on Reddit. Not sure if it’s a lariat trim because the badging looks like it says something different but hard to tell,but has lariat wheels, just hoping mine has the painted grey trim around the wheel wells like I’ve...
  15. Lariat interior question

    I also ordered black, feel like it’s been tough to find a pic of a black lariat m online it’s annoying
  16. Lariat interior question

    Does anyone else with a lariat have it say “Raptor” under their interior selection? Just want to make sure that is default black seat I have no desire for red trim in my truck
  17. 2024 Ranger Main Commit Scheduling This Week (1/25/24) for Production Weeks 3/4 - 3/25 [No Raptor Scheduling]

    What does this actually mean other than no raptors being built and order banks being open? Like what does the production week part mean?
  18. Did you get auto start/stop removal in list after build date was announced?

    Does anyone know if the order can be modified at this point now that’s it’s assigned a VIN? I work for Mercedes and our order process apparently works a little differently
  19. Did you get auto start/stop removal in list after build date was announced?

    Glad I read this because it made me check my own build and not only is that on there, but the rear side step for the bed as well as the basic towing package are not in there hoping this is not unavailable at the moment as they are both something I want.



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