I have a cargo net in front of my tailgate for towels and my snowbrush when needed. I have a 2×4 I cut for behind the wheel well keeps things from sliding forward.
When I had my Expedition the gear shifter was a knob. I put one of the rubber bracelets everyone is giving away over it. I don't use the Ranger knob enough to worry about it. Got that one from a volleyball tournament. Lol
The factory cabin filters are terrible. Try upgrading to see if that helps. I have a bionic beak , the diesel fumes really bother me. My last couple of Fords I changed filters right away.
Every few years I have shopped around for the best rate. Seems there is no customer loyalty. I currently go through AARP they use Hartford. With the driving app on 3 cars I am pleased with the price. My Ranger is $748 for 6 months. Insurance is expensive in Michigan. Always shop around