Financing??

[HighDesertRanger]

I didn't finance, but would always recccomend going through a credity union for better rates.
Sometimes the dealer incentives are better , but require top credit scores.

Honestly the big banks like Wells Fargo, Bank of America, Chase etc have had lower rates than any of the credit unions.

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[Dre' Dawg]

Excellent. Thanks! I appreciate it. I will definitely try the the WF thing!

FYI, I was in my dealers financial office, geting the brake recall done, and the Wells Fargo rep came in. She told me that you cannot personally go through Wells Fargo for a loan. You have to go through your dealer for a WF loan.

 

[trafficman337]

FYI, I was in my dealers financial office, geting the brake recall done, and the Wells Fargo rep came in. She told me that you cannot personally go through Wells Fargo for a loan. You have to go through your dealer for a WF loan.

Good to know! Thanks again!

 

[Jason B]

When I bought the '21 and then the '24, both dealers found me the best rates. Although Ford credit had the lowest rates, it was only if you did 72 months. Instead, we went with JP Morgan at 6.4%. That was Nov 24. Advancial CU sends me offers to refinance, at 5.8%, which would save $30 per month, but that's if I start the 60 months all over again. There's not enough difference if I finance for the remaining 50 months that I have left to make it worthwhile.

FYI, I financed the '21 through Advancial in May 21, at 4.8%. The dealer found me that deal.

 

[Montag84]

Local credit union through the dealer for 84 months @ 5.74% with 90 days interest free. Which undercut my own credit union which is highly aggressive for vehicle loans. Will not take me 84 months, just liked having the option of lower monthly payments. The 90 days will help me knock it down a couple thousand, together with bi-weekly payments, and one-time principal payments will be more like 60ish months if I keep it that long. Financing is highly regional.

 

[nullderef]

Mine is 48 months @ 4.5% from a local credit union.

 

[jgruben1134]

5.79@72mo

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