Financing??

[trafficman337]

Good Afternoon,

Just a quick question, does anyone have any experience with financing options on the RR? I am sure Ford didn't go out of their way to help anyone looking for a financing deal. Just wondering what the ongoing rates are for 4, 5, or 6 years?

Thanks!

Sponsored

 

[fordtrks4ever]

My Fico score is 896 and I got 7.69% for 3yrs. thru dealer.
Only financed $13,000.00 will pay off in 2yrs. or less.
Good thing I will be able to claim interest on my income tax
2025 Ranger Raptor Purchased Friday 9/19
No special financing on Raptors.

 

[ChronciallyChronic]

My FICO is 788 and got 6.24% on a 6 year note for $33,000 thru the dealer, non-Raptor Ranger.


BTW, the max possible FICO Score is 850.

 

[HighDesertRanger]

BTW, the max possible FICO Score is 850.

Automotive FICO scores go up to 900.

 

[pkvir]

I got 5.69% for 6 years with my CU. I'll have it paid off in one though.

 

[BriSco]

I didn't finance, but would always recccomend going through a credity union for better rates.
Sometimes the dealer incentives are better , but require top credit scores.

 

[cc1999]

I would say best rates on 72 right now are around 5%
I did my RR yesterday at 4.9.

 

[trafficman337]

I would say best rates on 72 right now are around 5%
I did my RR yesterday at 4.9.

Was that somewhere local to you? That's a pretty good rate for 72 months.

 

[cc1999]

No, the Ford dealer got it for me, I think it was wells Fargo bank.
I googled best auto rates prior to discussing financing, looked like the best rates were high 4s.
I let them know what I was seeing and expecting based on my high credit scores, the FI guy said he was pretty sure he could make that happen under 5. He did I E-signed Wednesday and picked up the truck yesterday.

If rates continue to fall, my local bank always runs a super aggressive auto loan special every summer. If they come out at least a half point better I am sure I flip it to my local bank next summer.

 

[trafficman337]

No, the Ford dealer got it for me, I think it was wells Fargo bank.
I googled best auto rates prior to discussing financing, looked like the best rates were high 4s.
I let them know what I was seeing and expecting based on my high credit scores, the FI guy said he was pretty sure he could make that happen under 5. He did I E-signed Wednesday and picked up the truck yesterday.

If rates continue to fall, my local bank always runs a super aggressive auto loan special every summer. If they come out at least a half point better I am sure I flip it to my local bank next summer.

Excellent. Thanks! I appreciate it. I will definitely try the the WF thing!

 

[Novastar]

Got a 5.2% rate through NFCU on my 24 Ranger

 

[trafficman337]

Got a 5.2% rate through NFCU on my 24 Ranger

Thanks, so there is some hope!

 

[Black Shadow]

4.74% for 60 months with Old Point National bank with direct debit

 

[Satex]

I didn't finance, but would always recccomend going through a credity union for better rates.
Sometimes the dealer incentives are better , but require top credit scores.

I up voted this because you didn't finance. That's actually the best recommendation, even though it isn't directly responsive to the question.

 

[Kidbullets]

Bought a RR in Irvine, CA September 2024. Ford dealer hooked me up with Wells Fargo at 6.19% for 60 months. My credit union was offering 6.39% at the time. I just started an account and refinanced with Sunward Credit Union a week ago. 30K at 4.39% for 36 months. Credit score 820.

Sponsored