Insurance costs

[Grand Nat]

How much could an insurance company raise your premium? What would be the difference between a Eco 4 In a Ranger and a twin turbo V6? As an individual with a good driving record I was trying the get a quote or just some what of an estimate however my company and others want a Vin#. So if I was to order one with the bigger engine I am rolling the dice on what the cost might be. I can probably afford the cost whatever it may be but one hates surprises in this age. Just wondering what individuals with a twin turbo Ranger are paying. I would most likely go with a high deductible.

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[Wayfaring Ranger]

why not just grab a vin for both trims and send that to insurance for a quote? every car dealer website lists the vin number for anything they are selling.

zip code, age and accident history are the biggest factors in what we all pay for insurance so what I pay could be half or double what you would end up paying. I pay like $400 / 6 months for full coverage on the 2024 2.3L Lariat fx4 but if i was one zip code over i'd be paying $900+

 

[Kiwied]

My full comprehensive insurance for XLT sport 2.3 was $4300 for 12 months if that helps compare?

 

[Iowa Ranger FX$]

My full comprehensive insurance for XLT sport 2.3 was $4300 for 12 months if that helps compare?

Location must matter. I have a 24 FX4 XLT and pay less than $1000 per year.

 

[fordtrks4ever]

Location does matter I pay $1638.00 for 12 months

 

[Iowa Ranger FX$]

Location does matter I pay $1638.00 for 12 months

Guess that makes Iowa good for something other than hurting my face in the winter.

 

[Iowa Ranger FX$]

Guess that makes Iowa good for something other than hurting my face in the winter.

Cold days are the real deal. I bet up north it's even worse today so I should probably just stop whining.

 

[Strommen95]

Location must matter. I have a 24 FX4 XLT and pay less than $1000 per year.

Age and driving history aswell.

 

[rocsteady]

$2506 a year living here in New Germany, er, excuse me, New Jersey. I'm 55,, recored is pretty darn clean.

 

[boraxman]

RR is 2500 a year in So.Cal. LA County, older good driver.
What's funny is my 2016 Z06 Vette is 1400 a year.
What's sad is todays insurance industry in general.

 

[Grand Nat]

why not just grab a vin for both trims and send that to insurance for a quote? every car dealer website lists the vin number for anything they are selling.

zip code, age and accident history are the biggest factors in what we all pay for insurance so what I pay could be half or double what you would end up paying. I pay like $400 / 6 months for full coverage on the 2024 2.3L Lariat fx4 but if i was one zip code over i'd be paying $900+

That did cross my mind. Thank for the info.

 

[fordtrks4ever]

Location does matter I pay $1638.00 for 12 months

Age 74 Retired and no accidents
Montgomery County Pennsylvania

 

[Danager]

Full coverage from my 2021 Lariat Tremor to my 2024 Lariat FX4 w/2.7L (purchase price was +$3k) - premium increased by $96CAD/year.

 

[CACTUSGREYFX4]

I have a Lariat FX4 with some extra options and I pay $650 a year(Canadian) for full coverage.

 

[AugPal]

Insurance companies are out of control. They are supposed to compete, but they aren't. They are playing follow the leader. If one raises prices everyone else follows

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