New 2025 Lariat, 2.7L - Should I get Ford Protect?

[Roxy the Ranger]

To start, I haven't owned a Ford in a decade, so I have no idea what their reliability really is. I know the 2025's are only the second year of this new gen, but the 2.7L has been around for quote a while now.

My truck had the FX4 and Advanced Towing packages and tons of electronic gizmos. We will be towing a camper outside of winter, and maybe occasionally hauling lawn stuff (mulch, coil etc..)

Is it worth it to get Ford Protect? I turned down the aftermarket warranty the dealer was trying to scare me into buying. Looking at Ford Protect, the prices seem reasonable, but I'm getting paralysis by analysis with the different care levels, and mileage/time durations.

I think I've zeroed in on the 10/125k as we usually are a 10-13k mile/yr driver... But again, don't know if it's really needed, and if it is, which package to get.

Really appreciate all you help here.

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[Arsenall11]

Depends on how long you plan on keeping it? The 2.7 is a great and proven engine, I would‘nt worry on that portion. The computers are the items you may have issues with or not, crap shoot. We have a fleet of Fords,(30) transits, F150s and one Ranger most of the repairs have been just maintenance, one computer in a 21 lariat. Cost on that was $2,400.00.

 

[Roxy the Ranger]

Oh, I forgot to mention we typically keep our vehicles for a long time. Especially since this is our camper hauler, we want to keep it for 10 years or more

 

[db79467]

I’m looking at this as well. 10/125k with $50 deductible seems to be the sweet spot (for those of us who keep cars that long). It is also transferable.

 

[Don Vandyke]

I went with Zieglers but Granger and Flood have good deals. There are a few threads on here about this. Mine was Ford Premium Care 100k for $2175

 

[HighDesertRanger]

Get the warranty.

 

[Alaska_Wolf]

I always get a Ford extended service plan. As others point out, one bad computer module or turbo unit can pretty much pay for the cost of a plan. I always add in the key and lighting options, especially on the Lariats and above. Just looking at the replacement costs of just the steerable Ranger Lariat headlights is enough to give you heartburn. And loosing one key while you are out fishing or hiking easily makes key replacement worthwhile. Now, the wife's 2025 King Ranch Hybrid...yeah, that Protect warranty was the very first thing I bought her for that truck. I think that everything that could/would break on that truck after the factory warranty would exceed the cost of the extended warranty. I've used Flood Ford ESP for quite a few years now and their pricing has always been pretty much the best.

 

[Sparky62]

What's the consensus on which plan to get? Premium covers everything, so I'm kind of leaning towards that.

 

[Alaska_Wolf]

I always go Premium because that's pretty much a direct extension of the 3/36000 warranty. Also, its the only one that covers Emissions and Audio.

 

[Atom!]

I used to work in retail sales back in the 90s, and to be perfectly honest. Every sales person I worked with thought the extended warranty was a rip-off. I even bought the extended service on a used 96 Grand Prix only to have the dealer/service department pretend there was no problem on two occasions before it was out of warranty and then they identified that I needed a new transmission (*#%!**!!)

These days, vehicles have become a lot more complex & expensive. I’m inclined to add it on my new truck when it shows up, but I also look at it as “if I can’t afford to repair my truck, I can’t afford the truck (especially since I went with a higher level trim).

There’s also a loose thread in the back of my mind that’s eager to hit 36K miles, so that I can add a lift kit and several other mods that would probably void my warranty anyway.

Like others have said, it just depends on your financial position, your skill as a garage mechanic, and how you’re gonna’ use the truck.

Myself, I will likely pass on it.

 

[Black Shadow]

Put the money for the warranty into a CD or high return investment. You know your truck won’t need anything for 3 years minimum. Warranties do occasionally pay off but the odds are in the dealers/warranty companies favor… otherwise they wouldn’t sell them. Just my two cents.

 

[AssolMarandy]

The 2.7L’s been around a while and it’s done right by a lotta folks. It’s got good power and doesn’t drink gas like some of the bigger engines.

Ford builds their trucks to tow and haul — they’re made for work. Most people who get one are pretty happy with it.

That Ford Protect plan can come in handy if something big breaks after your regular warranty runs out. It’ll cover repairs and save you some cash. Not everyone goes for it though — some folks just set money aside each month and handle repairs as they come.

If you plan on towing or keeping the truck for the long haul, Ford Protect can give you some peace of mind. The 10-year/125k mile plan is usually enough if you’re putting in around 10–13k miles a year.

 

[bigb]

How long do they give you to buy a plan when purchasing new? Do you have to buy it right away?

 

[Walkman101]

How long do they give you to buy a plan when purchasing new? Do you have to buy it right away?

Why buy an extended warranty when you already have 3 years bumper to bumper ? Just wait until it’s about to expire, then buy it. If you still even have the truck. Ya never know.

 

[danmoochie]

Why buy an extended warranty when you already have 3 years bumper to bumper ? Just wait until it’s about to expire, then buy it. If you still even have the truck. Ya never know.

Agree, however it will be more expensive, that do that on purpose, but if you get past the 3/36 and the 5/60 is when I would consider it and base it on issues if any.

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