JimG
Well-Known Member
- First Name
- Jim
- Joined
- Aug 29, 2025
- Threads
- 7
- Messages
- 163
- Reaction score
- 186
- Location
- Scottsdale, AZ
- Vehicle(s)
- 2025 Ford Ranger Raptor
- Occupation
- Retired
It doesn’t raise premiums? A claim, any claim, will most likely lock you in to that insurance company for the next 3 years and they know it. They will tell you the claim was not a factor in why your premiums went up, it was everything but the claim. Then go ask another insurance company for a quote and one of the 1st questions is “have you had any claims in the last 3 years”. The insurance company just entered your information into a national data base that will show your claim That’s the gotcha moment.There's "aftermarket" glass, basically different brands of windshields, ford oem being the most expensive. If you call safelight they use brands that are known to work with the windshield cameras, as some do interfere, but they warranty the windshield%cameras working with it, so they won't use something that won't, if you go to them they will make the insurance claim as well. Thats how it worked with my subaru, $850 windshield and camera alignment, cost me $0 out the door, premiums did not raise, but im sure thats based on amount of claims you've had in past years.
Insurance companies don’t lose money, which is why they own many of the tallest, most expensive buildings around.
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